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13 /100
LOW RISK
Score updated Oct 13, 2026

XP — XP Inc. Dilution Risk Tracker

Track XP dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, XP Inc. (XP) has a DilutionWatch DilutionScore of 13/100, rated LOW dilution risk. XP Inc. has a market capitalization of $13.53B, 414.92M shares outstanding, 361 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
20
💰 Cash Runway
10
📊 Float Risk
2
⚠️ Warrant Exposure
15
🔄 Convertible Debt
15

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for XP.
🔔 Track XP — Get forecast alerts →

Market Data

Market Cap$13.53B
Shares Outstanding414.92M
Float411.77M
Cash$57.53B
Debt$33.21B
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore13/100DilutionWatch score record
Shares Outstanding414.92MVerified float table or market cache
Public Float411.77MVerified float table or market cache
Market Cap$13.53BMarket data cache
Cash RunwayNot availableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 0.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↓ 1.2% shares (2026Q1 vs prior)
361 institutional holders · 384.68M shares
#1 BlackRock, Inc. 46.51M shares
#2 Dodge & Cox 32.73M shares
#3 MORGAN STANLEY 23.92M shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest18.30M
Days to Cover2.6
% of Float4.4%
FINRA data as of Sep 30, 2026

Recent SEC Activity

No recent SEC insights

Recent News

No recent news available for this ticker.

DilutionScore History — Last 90 Days

XP's DilutionScore is currently 13/100 (Low risk), with 1 score change tracked over 89 days. The score deteriorated from 17/100 (Low risk).

Period Score Risk Level Duration
Oct 10 – Oct 13, 202613/100LOW4 days
Jul 16 – Oct 09, 202617/100LOW85 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

XP shares outstanding have decreased 0.4% from 416.45M (Mar 2026) to 414.92M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 23, 2026414.92M411.77M▲ 0.08%
May 22, 2026414.92M411.44M▼ 0.36%
May 20, 2026414.92M412.93M▼ 0.04%
May 10, 2026414.92M413.12M▼ 0.08%
Apr 20, 2026416.45M413.44M▼ 0.39%
Apr 07, 2026416.45M415.09M▼ 0.17%
Mar 22, 2026416.45M415.80M▼ 0.10%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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