13 /100
LOW RISK
Score updated Jul 13, 2026

UCB — United Community Banks, Inc. Dilution Risk Tracker

Track UCB dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, United Community Banks, Inc. (UCB) has a DilutionWatch DilutionScore of 13/100, rated LOW dilution risk. United Community Banks, Inc. has a market capitalization of $3.94B, 119.69M shares outstanding, 355 institutional holders tracked. Key dilution vectors include 219.9K outstanding warrants, approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
20
💰 Cash Runway
0
📊 Float Risk
2
⚠️ Warrant Exposure
15
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for UCB.
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💹 Market Data

Market Cap$3.94B
Shares Outstanding119.69M
Float118.98M
Cash$340.68M
Debt$-4.98M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 10.7% shares (2026Q1 vs prior)
355 institutional holders · 115.02M shares
#1 BlackRock, Inc. 17.86M shares
#2 VANGUARD CAPITAL MANAGEMENT LLC 10.75M shares
#3 FMR LLC 8.95M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest4.49M
Days to Cover3.2
% of Float3.8%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

xbrl XBRL WARRANT Jul 07, 2026
4 INSIDER TRANSACTION Apr 28, 2026
4 INSIDER TRANSACTION Feb 19, 2026
4 INSIDER TRANSACTION Feb 18, 2026
4 INSIDER TRANSACTION Feb 18, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for UCB Shareholders

United Community Banks, Inc. (UCB) has a DilutionScore of 13/100, rated Low dilution risk. At this score level, DilutionWatch's real-time EDGAR monitoring shows limited near-term dilution signals. This does not mean zero dilution risk — shelf registrations can be filed and activated quickly — but the current filing profile shows no major outstanding dilution programs. Score as of July 13, 2026.

DilutionWatch tracks 219,909 outstanding warrants for UCB. Warrants become dilutive when exercised — converting to common shares at the strike price. Warrants near or in-the-money deserve particular attention since exercise can add materially to the outstanding share count within a short window.

DilutionWatch tracks over 25 SEC filing types for UCB in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for UCB alongside comparable low-risk stocks. Not financial advice — this analysis is for informational purposes only.

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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.