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26 /100
MEDIUM RISK
Score updated Oct 13, 2026

UBCP — United Bancorp, Inc. Dilution Risk Tracker

Track UBCP dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, United Bancorp, Inc. (UBCP) has a DilutionWatch DilutionScore of 26/100, rated MEDIUM dilution risk. United Bancorp, Inc. has a market capitalization of $82.08M, 5.74M shares outstanding, 32 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
40
💰Cash Runway—
📊 Float Risk
27
⚠️ Warrant Exposure
40
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for UBCP.
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Market Data

Market Cap$82.08M
Shares Outstanding5.74M
Float4.57M
Cash$46.53M
Debt$28.11M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore26/100DilutionWatch score record
Shares Outstanding5.74MVerified float table or market cache
Public Float4.57MVerified float table or market cache
Market Cap$82.08MMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 0.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 12.3% shares (2026Q1 vs prior)
32 institutional holders · 782.0K shares
#1 VANGUARD CAPITAL MANAGEMENT LLC 181.8K shares
#2 Commonwealth Financial Services, LLC 87.4K shares
#3 GEODE CAPITAL MANAGEMENT, LLC 49.7K shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest6.9K
Days to Cover1.0
% of Float0.1%
FINRA data as of Sep 30, 2026

Recent SEC Activity

No recent SEC insights

Recent News

No recent news available for this ticker.

DilutionScore History — Last 90 Days

UBCP's DilutionScore has held steady at 26/100 (Medium risk) for 89 consecutive days across the tracked period.

Period Score Risk Level Duration
Jul 16 – Oct 13, 202626/100MEDIUM89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

UBCP shares outstanding have increased 0.4% from 5.76M (Mar 2026) to 5.78M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 31, 20265.78M4.57M▼ 0.74%
May 30, 20265.78M4.61M▼ 0.05%
May 28, 20265.78M4.61M▼ 5.06%
May 09, 20265.98M4.85M▼ 0.53%
May 02, 20265.76M4.88M▼ 0.35%
Mar 27, 20265.76M4.90M▼ 0.04%
Mar 25, 20265.76M4.90M▼ 0.22%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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