26 /100
MEDIUM RISK
Score updated Jul 13, 2026

UBCP — United Bancorp, Inc. Dilution Risk Tracker

Track UBCP dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, United Bancorp, Inc. (UBCP) has a DilutionWatch DilutionScore of 26/100, rated MEDIUM dilution risk. United Bancorp, Inc. has a market capitalization of $89.09M, 5.78M shares outstanding, 32 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
40
💰 Cash Runway
0
📊 Float Risk
27
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for UBCP.
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💹 Market Data

Market Cap$89.09M
Shares Outstanding5.78M
Float4.57M
Cash$46.53M
Debt$28.11M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 12.3% shares (2026Q1 vs prior)
32 institutional holders · 782.0K shares
#1 VANGUARD CAPITAL MANAGEMENT LLC 181.8K shares
#2 Commonwealth Financial Services, LLC 87.4K shares
#3 GEODE CAPITAL MANAGEMENT, LLC 49.7K shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest15.9K
Days to Cover1.2
% of Float0.3%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

No recent SEC insights

📰 Recent News

No recent news

📋 What This Means for UBCP Shareholders

United Bancorp, Inc. (UBCP) has a DilutionScore of 26/100, rated Medium dilution risk. This tier indicates some dilution exposure — often an older shelf registration with remaining capacity, warrants not yet exercised, or a cash position that will require monitoring over the next several quarters. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for UBCP shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for UBCP in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for UBCP alongside comparable medium-risk stocks. Not financial advice — this analysis is for informational purposes only.

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