23 /100
LOW RISK
Score updated Jul 13, 2026

TMP — Tompkins Financial Corporation Dilution Risk Tracker

Track TMP dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, Tompkins Financial Corporation (TMP) has a DilutionWatch DilutionScore of 23/100, rated LOW dilution risk. Tompkins Financial Corporation has a market capitalization of $1.24B, 14.38M shares outstanding, 207 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
40
💰 Cash Runway
0
📊 Float Risk
7
⚠️ Warrant Exposure
40
🔄Convertible Debt—

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for TMP.
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💹 Market Data

Market Cap$1.24B
Shares Outstanding14.38M
Float13.04M
Cash$171.45M
Debt$571.67M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 13.8% shares (2026Q1 vs prior)
207 institutional holders · 11.18M shares
#1 BlackRock, Inc. 2.00M shares
#2 STATE STREET CORP 1.19M shares
#3 VANGUARD CAPITAL MANAGEMENT LLC 1.13M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest300.2K
Days to Cover2.4
% of Float2.3%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

4 INSIDER TRANSACTION Apr 08, 2026
4 INSIDER TRANSACTION Apr 06, 2026
4 INSIDER TRANSACTION Apr 06, 2026
4 INSIDER TRANSACTION Apr 06, 2026
4 INSIDER TRANSACTION Apr 06, 2026
Full SEC filing analysis available with free account →

📰 Recent News

No recent news

📋 What This Means for TMP Shareholders

Tompkins Financial Corporation (TMP) has a DilutionScore of 23/100, rated Low dilution risk. At this score level, DilutionWatch's real-time EDGAR monitoring shows limited near-term dilution signals. This does not mean zero dilution risk — shelf registrations can be filed and activated quickly — but the current filing profile shows no major outstanding dilution programs. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for TMP shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for TMP in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for TMP alongside comparable low-risk stocks. Not financial advice — this analysis is for informational purposes only.

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🔬 More Research for TMP
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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.