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23 /100
LOW RISK
Score updated Oct 13, 2026

STEL — Stellar Bancorp, Inc. Dilution Risk Tracker

Track STEL dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, Stellar Bancorp, Inc. (STEL) has a DilutionWatch DilutionScore of 23/100, rated LOW dilution risk. Stellar Bancorp, Inc. has a market capitalization of $1.90B, 50.92M shares outstanding, 228 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
39
💰Cash Runway—
📊 Float Risk
7
⚠️ Warrant Exposure
40
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for STEL.
🔔 Track STEL — Get forecast alerts →

Market Data

Market Cap$1.90B
Shares Outstanding50.92M
Float46.13M
Cash$549.57M
Debt$194.88M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore23/100DilutionWatch score record
Shares Outstanding50.92MVerified float table or market cache
Public Float46.13MVerified float table or market cache
Market Cap$1.90BMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 5.

Recent SEC source mix: 4 5.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 15.7% shares (2026Q1 vs prior)
228 institutional holders · 37.29M shares
#1 BlackRock, Inc. 6.75M shares
#2 VANGUARD CAPITAL MANAGEMENT LLC 4.07M shares
#3 DIMENSIONAL FUND ADVISORS LP 2.50M shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

No current FINRA short-interest record is available for this ticker.

Recent SEC Activity

4 INSIDER TRANSACTION 2026-03-17
4 INSIDER TRANSACTION 2026-03-17
4 INSIDER TRANSACTION 2026-03-17
4 INSIDER TRANSACTION 2026-03-17
4 INSIDER TRANSACTION 2026-03-17
Full SEC filing analysis available with free account →

Recent News

No recent news available for this ticker.

Factual STEL Dilution Snapshot

Stellar Bancorp, Inc. (STEL) has a DilutionScore of 23/100, rated Low dilution risk. Score date: October 13, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

STEL's DilutionScore has held steady at 23/100 (Low risk) for 89 consecutive days across the tracked period.

Period Score Risk Level Duration
Jul 16 – Oct 13, 202623/100LOW89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

STEL shares outstanding have increased 0.3% from 50.77M (Mar 2026) to 50.92M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 27, 202650.92M46.13M▼ 0.09%
May 19, 202650.92M46.18M▲ 6.61%
May 03, 202650.92M43.31M▲ 0.05%
May 01, 202650.92M43.29M▲ 0.29%
Apr 20, 202650.77M43.16M▲ 0.38%
Apr 01, 202650.77M43.00M▼ 0.02%
Mar 20, 202650.77M43.01M▼ 0.07%
Mar 17, 202650.77M43.04M▼ 0.04%
Mar 15, 202650.77M43.06M▼ 0.02%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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