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32 /100
MEDIUM RISK
Score updated Aug 28, 2026

SOFI — SoFi Technologies, Inc. Dilution Risk Tracker

Track SOFI dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of August 28, 2026, SoFi Technologies, Inc. (SOFI) has a DilutionWatch DilutionScore of 32/100, rated MEDIUM dilution risk. SoFi Technologies, Inc. has a market capitalization of $23.37B, 1.29B shares outstanding, 10 institutional holders tracked. Stored dilution-related fields include ATM program capacity of $1.50B, 28.12M outstanding warrants.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
27
💰 Cash Runway
65
📊 Float Risk
5
⚠️ Warrant Exposure
15
🔄 Convertible Debt
15

Dilution Forecast

Watch
Minor dilution signals detected
model est. 16%
💰 Capital Raise model 33%
• Under 12 months cash (10mo)
• Active ATM program with $1500M remaining capacity
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Market Data

Market Cap$23.37B
Shares Outstanding1.29B
Float1.26B
Cash$3.13B
Debt$5.49B
Short InterestN/A

Institutional Holdings

10 institutional holders · 386.97M shares
#1 Blackrock Inc. 69.56M shares
#2 Vanguard Capital Management LLC 57.11M shares
#3 Vanguard Portfolio Management LLC 50.98M shares
+ 7 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest190.76M
Days to Cover2.2
% of Float15.1%
FINRA data as of Jul 31, 2026

Recent SEC Activity

xbrl XBRL CONVERTIBLE 2025-12-31
xbrl XBRL WARRANT 2023-12-31
4 INSIDER TRANSACTION 2026-08-24
4 INSIDER TRANSACTION 2026-08-19
4 INSIDER TRANSACTION 2026-07-27
Full SEC filing analysis available with free account

Recent News

Factual SOFI Dilution Snapshot

SoFi Technologies, Inc. (SOFI) has a DilutionScore of 32/100, rated Medium dilution risk. Score date: August 28, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

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