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25 /100
COMPONENT-LIMITED
Score updated Oct 13, 2026

OPRT — Oportun Financial Corporation Dilution Risk Tracker

Track OPRT dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, Oportun Financial Corporation (OPRT) has a DilutionWatch DilutionScore of 25/100, rated LOW dilution risk. This is a component-limited score because one or more material inputs are unavailable or not applicable. Oportun Financial Corporation has a market capitalization of $421.24M, 45.99M shares outstanding, 127 institutional holders tracked. Stored dilution-related fields include 2.68M outstanding warrants.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
42
💰Cash Runway—
📊 Float Risk
25
⚠️ Warrant Exposure
30
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 7%
📜 Warrant Exercise model 15%
• Warrant overhang: 5.8% of shares outstanding
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Market Data

Market Cap$421.24M
Shares Outstanding45.99M
Float30.68M
Cash$139.59M
Debt$241.84M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore25/100DilutionWatch score record
Shares Outstanding45.99MVerified float table or market cache
Public Float30.68MVerified float table or market cache
Market Cap$421.24MMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding Warrants2.68MSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 7.

Recent SEC source mix: 3 1, 4 3, 8-K 1, XBRL 2.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 14.8% shares (2026Q1 vs prior)
127 institutional holders · 39.16M shares
#1 NEUBERGER BERMAN GROUP LLC 3.81M shares
#2 Forager Capital Management, LLC 3.36M shares
#3 VANGUARD CAPITAL MANAGEMENT LLC 3.26M shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest1.79M
Days to Cover2.2
% of Float5.8%
FINRA data as of Sep 30, 2026

Recent SEC Activity

xbrl XBRL WARRANT 2026-08-06
xbrl XBRL CONVERTIBLE 2026-02-27
8-K 8K EVENT 2026-04-17
3 FORM3 2026-04-10
4 INSIDER TRANSACTION 2026-03-12
Full SEC filing analysis available with free account →

Recent News

No recent news available for this ticker.

Factual OPRT Dilution Snapshot

Oportun Financial Corporation (OPRT) has a DilutionScore of 25/100, rated Low dilution risk. Score date: October 13, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

OPRT's DilutionScore is currently 25/100 (Low risk), with 1 score change tracked over 89 days. The score deteriorated from 26/100 (Medium risk).

Period Score Risk Level Duration
Sep 28 – Oct 13, 202625/100LOW16 days
Jul 16 – Sep 27, 202626/100MEDIUM73 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

OPRT shares outstanding have increased 3.6% from 44.13M (Mar 2026) to 45.74M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 18, 202645.74M30.68M▲ 0.42%
May 12, 202645.74M30.55M▲ 10.41%
May 11, 202645.74M27.67M▼ 2.33%
May 10, 202645.74M28.33M▲ 6.60%
Apr 26, 202644.50M26.57M▼ 4.10%
Apr 18, 202644.50M27.71M▲ 0.36%
Apr 13, 202644.50M27.61M▼ 0.65%
Mar 28, 202644.50M27.79M▼ 0.77%
Mar 21, 202644.50M28.00M▼ 7.43%
Mar 04, 202644.13M30.25M▲ 0.40%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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Score Coverage Note