26 /100
MEDIUM RISK
Score updated Jul 13, 2026

OPRT — Oportun Financial Corporation Dilution Risk Tracker

Track OPRT dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, Oportun Financial Corporation (OPRT) has a DilutionWatch DilutionScore of 26/100, rated MEDIUM dilution risk. Oportun Financial Corporation has a market capitalization of $247.90M, 45.74M shares outstanding, 127 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
42
💰 Cash Runway
0
📊 Float Risk
25
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for OPRT.
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💹 Market Data

Market Cap$247.90M
Shares Outstanding45.74M
Float30.68M
Cash$130.38M
Debt$241.84M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 14.8% shares (2026Q1 vs prior)
127 institutional holders · 39.16M shares
#1 NEUBERGER BERMAN GROUP LLC 3.81M shares
#2 Forager Capital Management, LLC 3.36M shares
#3 VANGUARD CAPITAL MANAGEMENT LLC 3.26M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest1.37M
Days to Cover2.2
% of Float4.5%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

xbrl XBRL WARRANT Mar 31, 2026
xbrl XBRL CONVERTIBLE Dec 31, 2025
8-K 8K EVENT Apr 17, 2026
3 FORM3 Apr 10, 2026
4 INSIDER TRANSACTION Mar 12, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for OPRT Shareholders

Oportun Financial Corporation (OPRT) has a DilutionScore of 26/100, rated Medium dilution risk. This tier indicates some dilution exposure — often an older shelf registration with remaining capacity, warrants not yet exercised, or a cash position that will require monitoring over the next several quarters. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for OPRT shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for OPRT in real-time, scanning EDGAR every 60 seconds. Recent 8-K filings are present; material events disclosures can sometimes precede or accompany capital raises. The DilutionWatch screener shows real-time score changes for OPRT alongside comparable medium-risk stocks. Not financial advice — this analysis is for informational purposes only.

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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.