24 /100
LOW RISK
Score updated Jul 13, 2026

INBK — First Internet Bancorp Dilution Risk Tracker

Track INBK dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, First Internet Bancorp (INBK) has a DilutionWatch DilutionScore of 24/100, rated LOW dilution risk. First Internet Bancorp has a market capitalization of $210.59M, 8.72M shares outstanding, 116 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
40
💰 Cash Runway
0
📊 Float Risk
15
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for INBK.
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💹 Market Data

Market Cap$210.59M
Shares Outstanding8.72M
Float7.49M
Cash$601.80M
Debt$249.50M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 9.4% shares (2026Q1 vs prior)
116 institutional holders · 6.84M shares
#1 BlackRock, Inc. 778.5K shares
#2 VANGUARD CAPITAL MANAGEMENT LLC 672.5K shares
#3 HEARTLAND ADVISORS INC 384.9K shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest194.3K
Days to Cover4.0
% of Float2.6%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

xbrl XBRL WARRANT Jul 07, 2026
4 INSIDER TRANSACTION Feb 26, 2026
4 INSIDER TRANSACTION Feb 03, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for INBK Shareholders

First Internet Bancorp (INBK) has a DilutionScore of 24/100, rated Low dilution risk. At this score level, DilutionWatch's real-time EDGAR monitoring shows limited near-term dilution signals. This does not mean zero dilution risk — shelf registrations can be filed and activated quickly — but the current filing profile shows no major outstanding dilution programs. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for INBK shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for INBK in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for INBK alongside comparable low-risk stocks. Not financial advice — this analysis is for informational purposes only.

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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.