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17 /100
LOW RISK
Score updated Jul 28, 2026

FNMAN — Federal National Mortgage Association Dilution Risk Tracker

Track FNMAN dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 28, 2026, Federal National Mortgage Association (FNMAN) has a DilutionWatch DilutionScore of 17/100, rated LOW dilution risk. Federal National Mortgage Association has 1.16B shares outstanding, 18 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

Score Breakdown

📋 Offering Ability
20
💰 Cash Runway
0
📊 Float Risk
52
⚠️ Warrant Exposure
15
🔄Convertible Debt

Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for FNMAN.
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Market Data

Market CapN/A
Shares Outstanding1.16B
Float233.70M
Cash$38.23B
Debt$4177.10B
Short InterestN/A

Institutional Holdings

QoQ: ↑ 18.8% shares (2026Q1 vs prior)
18 institutional holders · 640.3K shares
#1 Matthew 25 Management Corp 329.5K shares
#2 Pinnacle Holdings, LLC 113.4K shares
#3 First National Trust Co 73.0K shares
+ 15 more holders Sign up free to view →

Short Interest

Short Interest475
Days to Cover1.0
% of FloatN/A
FINRA data as of Jul 15, 2026

Recent SEC Activity

xbrl XBRL WARRANT 2026-07-07
xbrl XBRL CONVERTIBLE 2011-12-31
Full SEC filing analysis available with free account

Recent News

No recent news

What This Means for FNMAN Shareholders

Federal National Mortgage Association (FNMAN) has a DilutionScore of 17/100, rated Low dilution risk. At this score level, DilutionWatch's real-time EDGAR monitoring shows limited near-term dilution signals. This does not mean zero dilution risk — shelf registrations can be filed and activated quickly — but the current filing profile shows no major outstanding dilution programs. Score as of July 28, 2026.

DilutionWatch's EDGAR monitoring for FNMAN shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for FNMAN in real-time, scanning EDGAR every 60 seconds. The DilutionWatch shows real-time score changes for FNMAN alongside comparable low-risk stocks. Not financial advice — this analysis is for informational purposes only.

Understanding FNMAN's Dilution Risk Factors

Primary Risk Drivers

The two most significant dilution risks for FNMAN are Offering Ability and Float Risk. Offering Ability scores at a moderate level, indicating the company has the capacity to issue new shares through public offerings. This mechanism creates dilution when new shares are sold, reducing ownership percentage for existing shareholders. Float Risk is currently at a mid-level score, suggesting that a notable portion of shares may be available for trading, increasing the potential for future issuance without shareholder approval.

Factors Currently Not a Concern

Several risk factors remain low and pose minimal immediate threat to shareholders. Warrant Exposure and Convertible Note Risk are both at low levels, indicating few or no outstanding warrants or convertible notes that could dilute shares. A change in either area would be signaled by new SEC filings such as S-3 registration statements for warrants or convertible note offerings. Cash Runway is effectively zero, meaning the company has no near-term cash concerns, which reduces urgency for dilutive financing. This stability will persist unless financial pressures increase.

SEC Filings to Watch

Critical filings to monitor include S-3 registration statements, which signal potential new equity offerings and increased share supply. 424B5 filings often accompany these offerings and detail the terms of new securities. An 8-K Item 1.01 update would indicate a material event such as a new capital raise or issuance of convertible debt. Additionally, 10-Q reports are important for tracking changes in equity structure or financial commitments that may lead to dilution.

How Dilution Happens

Dilution occurs when new shares are issued to raise capital. For FNMAN, if Offering Ability increases, it could trigger a public offering, leading to issuance of new stock. If Float Risk rises, more shares become available for trading, and the company may issue additional shares without shareholder consent. Each new issuance reduces the percentage ownership of existing shareholders, directly impacting their stake value.

What Would Make This Worse

A significant deterioration in FNMAN's risk profile would occur if Offering Ability spiked to a high level, indicating imminent large-scale equity issuance. Simultaneously, an increase in Float Risk or Convertible Note Risk could compound the issue by introducing more potential shares into circulation. If these factors were to rise together, it would signal a heightened risk of substantial dilution, especially if accompanied by financial stress or increased debt levels.

Key Insight

Low scores indicate safer conditions, not worse outcomes — FNMAN's current risk profile reflects minimal immediate dilution threats.

How to Monitor FNMAN for Dilution Risk

What This Risk Level Means

A dilution score of 17/100 indicates a low risk of dilution for Federal National Mortgage Association (FNMAN), which is classified as a large-cap operating company. For such entities, this level of risk suggests that the company’s capital structure is relatively stable and unlikely to experience significant equity dilution in the near term. Large-cap companies typically have more predictable financial behaviors and access to capital markets, reducing the urgency for frequent equity issuances or aggressive financing strategies. However, even low-risk levels should not be ignored, especially when elevated factors like float risk are present.

What Typically Happens Next

Companies with this profile often proceed cautiously with capital-raising activities. In cases where dilution risk is moderate, firms may engage in shelf registrations or ATM programs to manage liquidity needs without significantly increasing equity exposure. Warrant exercises and convertible debt conversions are also potential triggers for dilution events. For FNMAN, these mechanisms could be used to fund operations or strategic initiatives. Monitoring the timing of such activities is key, as they can occur at irregular intervals but often coincide with periods of financial stress or strategic expansion.

Monitoring Playbook

To effectively monitor FNMAN for dilution risk using DilutionWatch, set alerts for any score increases beyond 20/100. Check the company’s filings weekly, particularly around earnings announcements and SEC updates. Watch for changes in outstanding shares, new equity offerings, or modifications to capital structure. When thresholds are hit, review the Shelf & ATM Monitor for any recent activity related to FNMAN. A sudden spike in share count or a new registration filing should prompt immediate investigation.

Early Warning Signals

Three key warning signs include: 1) An increase in the DilutionScore beyond 25/100, signaling a worsening risk profile; 2) Filing of a new shelf registration or ATM program with large issuance capacity; and 3) A significant number of warrants being exercised or converted into common shares. These events can rapidly alter the equity landscape and should be tracked closely.

What a Positive Resolution Looks Like

A positive change in FNMAN’s dilution risk profile would occur if the company undertakes a capital raise, reduces outstanding warrants, or pays down debt, thereby strengthening its balance sheet. Alternatively, if existing warrants expire without exercise, this would lower the potential for future dilution. These actions help stabilize share count and reduce long-term equity exposure.

Watch For

Any sudden increase in DilutionScore or filing of new equity programs, especially in the context of elevated float risk.

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