86 /100
LOW RISK
Score updated Feb 26, 2026
CZFS
Citizens Financial Services, Inc.

DilutionScore™ measures dilution risk across 5 factors. Lower scores indicate higher risk of share dilution.

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📊 Score Breakdown
📋 Offering Ability
80
💰 Cash Runway
90
📊 Float Risk
88
⚠️ Warrant Exposure
85
🔄Convertible Debt
💹 Market Data
Market Cap$299.05M
Shares Outstanding4.81M
Float4.50M
Cash$45.04M
Debt$313.55M
Short InterestN/A
🏛 Institutional Holdings
77 institutional holders · 1.36M shares
#1 BlackRock, Inc. 320.5K shares
#2 VANGUARD GROUP INC 246.7K shares
#3 CITIZENS & NORTHERN CORP 117.1K shares
+ 17 more holders Sign up free to view →
📉 Short Interest
Short Interest37.9K
Days to Cover3.9
% of Float0.8%
FINRA data as of Jan 15, 2026
📁 Recent SEC Activity
No recent SEC insights
📰 Recent News
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