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24 /100
LOW RISK
Score updated Oct 13, 2026

CIA — Citizens, Inc. Dilution Risk Tracker

Track CIA dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, Citizens, Inc. (CIA) has a DilutionWatch DilutionScore of 24/100, rated LOW dilution risk. Citizens, Inc. has a market capitalization of $177.25M, 50.64M shares outstanding, 74 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
40
💰Cash Runway—
📊 Float Risk
10
⚠️ Warrant Exposure
40
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for CIA.
🔔 Track CIA — Get forecast alerts →

Market Data

Market Cap$177.25M
Shares Outstanding50.64M
Float45.16M
Cash$18.20M
DebtN/A
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore24/100DilutionWatch score record
Shares Outstanding50.64MVerified float table or market cache
Public Float45.16MVerified float table or market cache
Market Cap$177.25MMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 5.

Recent SEC source mix: 4 5.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 25.2% shares (2026Q1 vs prior)
74 institutional holders · 17.77M shares
#1 VANGUARD CAPITAL MANAGEMENT LLC 3.91M shares
#2 BlackRock, Inc. 3.27M shares
#3 CONTINENTAL GENERAL INSURANCE CO 2.55M shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest4.42M
Days to Cover33.8
% of Float9.8%
FINRA data as of Sep 30, 2026

Recent SEC Activity

4 INSIDER TRANSACTION 2026-04-02
4 INSIDER TRANSACTION 2026-04-02
4 INSIDER TRANSACTION 2026-04-02
4 INSIDER TRANSACTION 2026-04-02
4 INSIDER TRANSACTION 2026-04-02
Full SEC filing analysis available with free account →

Recent News

No recent news available for this ticker.

Factual CIA Dilution Snapshot

Citizens, Inc. (CIA) has a DilutionScore of 24/100, rated Low dilution risk. Score date: October 13, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

CIA's DilutionScore has held steady at 24/100 (Low risk) for 89 consecutive days across the tracked period.

Period Score Risk Level Duration
Jul 16 – Oct 13, 202624/100LOW89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

CIA shares outstanding have increased 0.5% from 50.30M (Mar 2026) to 50.55M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 29, 202650.55M45.16M▼ 0.02%
May 12, 202650.55M45.17M▲ 0.06%
May 09, 202650.55M45.15M▲ 0.50%
Apr 11, 202650.30M44.92M▼ 0.41%
Mar 22, 202650.30M45.11M▼ 0.02%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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