36 /100
MEDIUM RISK
Score updated Jul 13, 2026

VEL — Velocity Financial, Inc. Dilution Risk Tracker

Track VEL dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, Velocity Financial, Inc. (VEL) has a DilutionWatch DilutionScore of 36/100, rated MEDIUM dilution risk. Velocity Financial, Inc. has a market capitalization of $686.97M, 39.26M shares outstanding, 104 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
40
💰 Cash Runway
0
📊 Float Risk
90
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for VEL.
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💹 Market Data

Market Cap$686.97M
Shares Outstanding39.26M
Float5.26M
Cash$87.05M
Debt$6.72B
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 5.1% shares (2026Q1 vs prior)
104 institutional holders · 41.02M shares
#1 Snow Phipps Group, LLC 13.35M shares
#2 Allianz Asset Management GmbH 12.64M shares
#3 Beach Point Capital Management LP 6.56M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest1.39M
Days to Cover11.4
% of Float26.4%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

xbrl XBRL WARRANT Dec 31, 2025
4 INSIDER TRANSACTION Apr 01, 2026
4 INSIDER TRANSACTION Mar 31, 2026
4 INSIDER TRANSACTION Mar 18, 2026
4 INSIDER TRANSACTION Mar 02, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for VEL Shareholders

Velocity Financial, Inc. (VEL) has a DilutionScore of 36/100, rated Medium dilution risk. This tier indicates some dilution exposure — often an older shelf registration with remaining capacity, warrants not yet exercised, or a cash position that will require monitoring over the next several quarters. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for VEL shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for VEL in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for VEL alongside comparable medium-risk stocks. Not financial advice — this analysis is for informational purposes only.

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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.