Score Breakdown
Offering Ability
20
Cash Runway
10
Float Risk
25
Warrant Exposure
15
Convertible Debt
60
Dilution Forecast
🌥️
Advisory
Moderate dilution signals present
model est. 20%
🔁 Convertible Conversion
model 40%
• Significant convertible debt: 21% potential dilution
• Elevated convertible risk (60/100)
Market Data
Market Cap$3.23B
Shares Outstanding97.31M
Float82.20M
Cash$455.96M
Debt$1.98B
Short InterestN/A
Institutional Holdings
QoQ: ↑ 20.8% shares (2026Q1 vs prior)
349 institutional holders · 103.69M shares
#1
BARCLAYS PLC
15.57M shares
#2
MORGAN STANLEY
9.83M shares
#3
VANGUARD CAPITAL MANAGEMENT LLC
7.50M shares
+ 17 more holders Sign up free to view →
Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.
Short Interest
Short Interest25.22M
Days to Cover7.3
% of Float30.7%
FINRA data as of Jul 31, 2026
Recent SEC Activity
xbrl
XBRL CONVERTIBLE
2025-12-31
4
INSIDER TRANSACTION
2026-06-11
4
INSIDER TRANSACTION
2026-06-02
4
INSIDER TRANSACTION
2026-06-02
4
INSIDER TRANSACTION
2026-06-02
Full SEC filing analysis available with free account →
Recent News
Factual UPST Dilution Snapshot
Upstart Holdings, Inc. (UPST) has a DilutionScore of 23/100, rated Low dilution risk. Score date: August 28, 2026.
- Recent SEC activity tracked for UPST: 4 on 2026-06-11; 4 on 2026-06-02; 4 on 2026-06-02.
This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.
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