28 /100
MEDIUM RISK
Score updated May 30, 2026

UPST — Upstart Holdings, Inc. Dilution Risk Tracker

Track UPST dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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📊 Score Breakdown

📋 Offering Ability
20
💰 Cash Runway
25
📊 Float Risk
25
⚠️ Warrant Exposure
15
🔄Convertible Debt

🌦️ Dilution Forecast

🌥️
Advisory
Moderate dilution signals present
20%
🔁 Convertible Conversion 40%
• Significant convertible debt: 21% potential dilution
• Elevated convertible risk (60/100)
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💹 Market Data

Market Cap$3.23B
Shares Outstanding95.71M
Float82.20M
Cash$474.66M
Debt$1.98B
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↓ 12.1% shares (2025Q4 vs prior)
401 institutional holders · 85.82M shares
#1 VANGUARD GROUP INC 8.07M shares
#2 BlackRock, Inc. 7.09M shares
#3 SUSQUEHANNA INTERNATIONAL GROUP, LLP 6.61M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest26.67M
Days to Cover5.0
% of Float32.5%
FINRA data as of May 15, 2026

📁 Recent SEC Activity

xbrl XBRL CONVERTIBLE Dec 31, 2025
xbrl XBRL WARRANT Dec 31, 2022
Full SEC filing analysis available with free account

📰 Recent News

No recent news
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🔬 More Research for UPST
📊 UPST FDA Catalyst Timeline & Biotech Grade — BiotechSigns 📡 UPST Signal Convergence & Dark Pool Activity — StonkWhisper

Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.