24 /100
LOW RISK
Score updated Apr 13, 2026

UPST

Upstart Holdings, Inc. — Stock Dilution Tracker

Track UPST dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

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📊 Score Breakdown
📋 Offering Ability
20
💰 Cash Runway
10
📊 Float Risk
30
⚠️ Warrant Exposure
15
🔄Convertible Debt
🌦️ Dilution Forecast
🌥️
Advisory
Moderate dilution signals present
20%
🔁 Convertible Conversion 40%
• Significant convertible debt: 25% potential dilution
• Elevated convertible risk (60/100)
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💹 Market Data
Market Cap$2.67B
Shares Outstanding94.87M
Float80.18M
Cash$657.67M
Debt$1.90B
Short InterestN/A
🏛 Institutional Holdings
QoQ: ↓ 12.1% shares (2025Q4 vs prior)
401 institutional holders · 85.82M shares
#1 VANGUARD GROUP INC 8.07M shares
#2 BlackRock, Inc. 7.09M shares
#3 SUSQUEHANNA INTERNATIONAL GROUP, LLP 6.61M shares
+ 17 more holders Sign up free to view →
📉 Short Interest
Short Interest27.64M
Days to Cover5.7
% of Float34.5%
FINRA data as of Mar 31, 2026
📁 Recent SEC Activity
xbrl XBRL CONVERTIBLE Dec 31, 2025
xbrl XBRL WARRANT Dec 31, 2022
Full SEC filing analysis available with free account
📰 Recent News
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