85 /100
LOW RISK
Score updated Feb 26, 2026
UPST
Upstart Holdings, Inc.

DilutionScore™ measures dilution risk across 5 factors. Lower scores indicate higher risk of share dilution.

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📊 Score Breakdown
📋 Offering Ability
80
💰 Cash Runway
90
📊 Float Risk
85
⚠️ Warrant Exposure
85
🔄Convertible Debt
💹 Market Data
Market CapN/A
Shares Outstanding98.06M
Float80.76M
CashN/A
DebtN/A
Short InterestN/A
🏛 Institutional Holdings
417 institutional holders · 97.62M shares
#1 SUSQUEHANNA INTERNATIONAL GROUP, LLP 9.66M shares
#2 VANGUARD GROUP INC 8.24M shares
#3 CITADEL ADVISORS LLC 7.32M shares
+ 17 more holders Sign up free to view →
📉 Short Interest
Short Interest22.64M
Days to Cover4.9
% of Float28.0%
FINRA data as of Jan 15, 2026
📁 Recent SEC Activity
xbrl XBRL CONVERTIBLE Dec 31, 2025
xbrl XBRL WARRANT Dec 31, 2022
Full SEC filing analysis available with free account
📰 Recent News
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