Features Pricing Learn Reverse Splits Tracker Shelf & ATM Tracker Warrant Tracker PIPE Deal Tracker Weekly Report FAQ API Sign In →
57 /100
HIGH RISK
Score updated Oct 13, 2026

SHFS — SHF Holdings, Inc. Dilution Risk Tracker

Track SHFS dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

🔔 Track SHFS — Get alerts when the score changes →

As of October 13, 2026, SHF Holdings, Inc. (SHFS) has a DilutionWatch DilutionScore of 57/100, rated HIGH dilution risk. SHF Holdings, Inc. has a market capitalization of $4.95M, 12.33M shares outstanding, 13 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
80
💰 Cash Runway
0
📊 Float Risk
72
⚠️ Warrant Exposure
40
🔄 Convertible Debt
35

Dilution Forecast

🌥️
Advisory
Moderate dilution signals present
model est. 32%
🔄 Reverse Split model est. 55%
• 50-day avg $0.71 below $1 exchange minimum
🔁 Convertible Conversion model 15%
• Convertible debt present: 10.4% potential dilution
🔔 Track SHFS — Get forecast alerts →

Market Data

Market Cap$4.95M
Shares Outstanding12.33M
Float3.03M
Cash$7.15M
Debt$54.83M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore57/100DilutionWatch score record
Shares Outstanding12.33MVerified float table or market cache
Public Float3.03MVerified float table or market cache
Market Cap$4.95MMarket data cache
Cash Runway88.4 monthsDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 6.

Recent SEC source mix: 8-K 2, EFFECT 1, SC 13G/A 1, XBRL 2.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↓ 2.8% shares (2026Q1 vs prior)
13 institutional holders · 617.1K shares
#1 M3F, Inc. 308.0K shares
#2 T3 Companies, LLC 87.8K shares
#3 Blue Owl Capital Holdings LP 75.9K shares
+ 10 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest37.8K
Days to Cover1.0
% of Float1.2%
FINRA data as of Sep 30, 2026

Recent SEC Activity

xbrl XBRL WARRANT 2026-08-07
xbrl XBRL CONVERTIBLE 2026-04-15
SC 13G/A BENEFICIAL OWNERSHIP 2026-08-11
EFFECT EFFECT 2026-08-10
8-K 8K EVENT 2026-08-10
Full SEC filing analysis available with free account →

Recent News

Factual SHFS Dilution Snapshot

SHF Holdings, Inc. (SHFS) has a DilutionScore of 57/100, rated High dilution risk. Score date: October 13, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

SHFS's DilutionScore is currently 57/100 (High risk), with 5 score changes tracked over 89 days. The score deteriorated from 62/100 (High risk).

Period Score Risk Level Duration
Oct 08 – Oct 13, 202657/100HIGH6 days
Oct 01 – Oct 07, 202662/100HIGH7 days
Aug 22 – Sep 30, 202658/100HIGH40 days
Aug 14 – Aug 21, 202652/100HIGH7 days
Jul 17 – Aug 13, 202653/100HIGH28 days
Jul 16, 202655/100HIGH1 day

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

SHFS shares outstanding have increased 14.2% from 4.51M (Apr 2026) to 5.15M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 16, 20265.15M3.03M▲ 4.52%
Apr 23, 20264.51M2.89M▲ 50.50%
Apr 17, 20264.51M1.92M▲ 46.23%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

Track SHFS Dilution Risk in Real-Time
DilutionWatch monitors SEC filings 24/7 and alerts you the moment SHFS files a shelf registration, ATM offering, warrant notice, or convertible note. Free tier available — no credit card required.
Start Tracking SHFS — Free
Email alert within minutes of any SEC filing Daily DilutionScore™ recalculation Score history & trend tracking Tracks 8,000+ tickers simultaneously

Related Stocks — HIGH Risk

Other HIGH dilution risk stocks tracked by DilutionWatch with similar profiles:

Browse all 8,490+ tracked stocks →

📖 Dilution Education
→ Complete Dilution Guide for Retail Investors → Anti-Dilution Provisions Explained → Stock Dilution Red Flags to Watch → Understanding Shelf Registrations