What is PFSI's dilution risk score?

PFSI has a latest available DilutionScore record of 65/100, categorized as high dilution risk by the DilutionWatch scoring model. DilutionWatch displays SEC filing and dilution indicators for PFSI, including shelf registrations, ATM offerings, warrant exercises, PIPE deals, and reverse split signals when detected in source data.

What SEC filings does DilutionWatch track for PFSI?

DilutionWatch tracks 25 SEC filing types for PFSI including S-3 shelf registrations, 424B prospectuses (ATM offerings), S-1 registration statements, 8-K material events, warrant exercise notices, convertible note agreements, and Form 4 insider transactions. Alerts are delivered via email within minutes of a filing appearing on EDGAR.

How does stock dilution affect PFSI shareholders?

Stock dilution occurs when a company issues new shares, reducing the ownership percentage of existing shareholders. For PFSI, common dilution events include at-the-market (ATM) stock offerings, shelf registration drawdowns, warrant exercises, and convertible note conversions. Each event increases the share count and can pressure the stock price lower.

Is DilutionWatch free for PFSI tracking?

DilutionWatch provides a free tier that shows DilutionScores and basic filing history for PFSI. Premium plans ($19.95/month Basic, $39.95/month Premium) unlock real-time email alerts, the full Pulse™ feed, advanced dilution forecasts, and access to all 10,000+ tracked tickers.

PFSI Dilution Risk Score: 65/100 (HIGH)

Score Breakdown

📋 Offering Ability

💰 Cash Runway

📊 Float Risk

⚠️ Warrant Exposure

🔄 Convertible Debt

Dilution Forecast

🌥️

Advisory

Moderate dilution signals present

model est. 30%

💰 Capital Raise model 55%

• Critical: only 2.0 months cash remaining

📉 Score Deterioration model 10%

• Score in HIGH risk zone (65/100)

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Market Data

Market Cap$3.06B

Shares Outstanding51.95M

Float27.47M

Cash$748.62M

Debt$10.97B

Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

Field	Current Value	Basis
DilutionScore	65/100	DilutionWatch score record
Shares Outstanding	51.95M	Verified float table or market cache
Public Float	27.47M	Verified float table or market cache
Market Cap	$3.06B	Market data cache
Cash Runway	2.0 months	DilutionWatch score inputs
Shelf Capacity	None in current score inputs	SEC-derived dilution fields
ATM Capacity	None in current score inputs	SEC-derived dilution fields
Outstanding Warrants	None in current score inputs	SEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 3.

Recent SEC source mix: FORM 4 3.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 15.6% shares (2026Q1 vs prior)

241 institutional holders · 39.41M shares

#1 MFN Partners Management, LP 4.53M shares

#2 T. Rowe Price Investment Management, Inc. 3.60M shares

#3 VANGUARD CAPITAL MANAGEMENT LLC 2.59M shares

+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest3.31M

Days to Cover5.3

% of Float12.1%

FINRA data as of Sep 30, 2026

Recent SEC Activity

Form 4 INSIDER TRANSACTION 2026-07-31

Full SEC filing analysis available with free account →

Recent News

No recent news available for this ticker.

Factual PFSI Dilution Snapshot

PennyMac Financial Services, Inc. (PFSI) has a DilutionScore of 65/100, rated High dilution risk. Score date: October 13, 2026.

Recent SEC activity tracked for PFSI: Form 4 on 2026-07-31; Form 4 on 2026-07-31; Form 4 on 2026-07-31.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

PFSI's DilutionScore has held steady at 65/100 (High risk) for 89 consecutive days across the tracked period.

Period	Score	Risk Level	Duration
Jul 16 – Oct 13, 2026	65/100	HIGH	89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

PFSI shares outstanding have decreased 0.5% from 52.17M (Mar 2026) to 51.92M (May 2026). Each increase represents potential dilution to existing shareholders.

Date	Shares Outstanding	Public Float	Change
May 29, 2026	51.92M	27.47M	▲ 0.21%
May 24, 2026	51.92M	27.42M	▲ 0.11%
May 17, 2026	51.92M	27.38M	▲ 0.03%
May 08, 2026	51.92M	27.37M	▼ 0.47%
May 01, 2026	51.92M	27.50M	▲ 0.01%
Apr 28, 2026	51.92M	27.50M	▼ 0.42%
Apr 26, 2026	51.92M	27.61M	▲ 0.03%
Mar 28, 2026	52.17M	27.61M	▼ 0.05%
Mar 26, 2026	52.17M	27.62M	▲ 0.08%
Mar 15, 2026	52.17M	27.60M	▲ 0.01%
Mar 05, 2026	52.17M	27.60M	▼ 0.02%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

Track PFSI Dilution Risk in Real-Time

DilutionWatch monitors SEC filings 24/7 and alerts you the moment PFSI files a shelf registration, ATM offering, warrant notice, or convertible note. Free tier available — no credit card required.

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