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26 /100
COMPONENT-LIMITED
Score updated Oct 13, 2026

PBHC — Pathfinder Bancorp, Inc. Dilution Risk Tracker

Track PBHC dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, Pathfinder Bancorp, Inc. (PBHC) has a DilutionWatch DilutionScore of 26/100, rated MEDIUM dilution risk. This is a component-limited score because one or more material inputs are unavailable or not applicable. Pathfinder Bancorp, Inc. has a market capitalization of $76.10M, 4.55M shares outstanding, 20 institutional holders tracked.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
40
💰Cash Runway—
📊 Float Risk
27
⚠️ Warrant Exposure
40
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for PBHC.
🔔 Track PBHC — Get forecast alerts →

Market Data

Market Cap$76.10M
Shares Outstanding4.55M
Float3.54M
Cash$35.97M
Debt$133.37M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore26/100DilutionWatch score record
Shares Outstanding4.55MVerified float table or market cache
Public Float3.54MVerified float table or market cache
Market Cap$76.10MMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 0.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

QoQ: ↑ 8.8% shares (2026Q1 vs prior)
20 institutional holders · 1.26M shares
#1 ALLIANCEBERNSTEIN L.P. 473.8K shares
#2 Minerva Advisors LLC 262.2K shares
#3 VANGUARD CAPITAL MANAGEMENT LLC 233.3K shares
+ 17 more holders Sign up free to view →

Institutional holder totals are aggregated from ownership filings and may use a different share basis or reporting date than public float. They are not a reconciliation against tradeable float.

Short Interest

Short Interest9.0K
Days to Cover4.2
% of Float0.2%
FINRA data as of Sep 30, 2026

Recent SEC Activity

No recent SEC insights

Recent News

No recent news available for this ticker.

DilutionScore History — Last 90 Days

PBHC's DilutionScore has held steady at 26/100 (Medium risk) for 89 consecutive days across the tracked period.

Period Score Risk Level Duration
Jul 16 – Oct 13, 202626/100MEDIUM89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

PBHC shares outstanding have increased 1.5% from 4.81M (Mar 2026) to 4.88M (May 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
May 29, 20264.88M3.54M▼ 0.02%
May 25, 20264.88M3.54M▼ 0.98%
May 24, 20264.88M3.58M▲ 1.25%
May 15, 20264.88M3.53M▼ 0.30%
Apr 13, 20264.88M3.54M▼ 0.10%
Apr 09, 20264.88M3.55M▲ 0.88%
Apr 08, 20264.88M3.51M▲ 1.15%
Apr 07, 20264.88M3.47M▼ 0.23%
Mar 17, 20264.81M3.48M▼ 0.42%
Mar 15, 20264.81M3.50M▼ 0.25%
Mar 08, 20264.81M3.51M▲ 0.03%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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Score Coverage Note