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28 /100
COMPONENT-LIMITED
Score updated Oct 13, 2026

OPHC — OptimumBank Holdings, Inc. Dilution Risk Tracker

Track OPHC dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of October 13, 2026, OptimumBank Holdings, Inc. (OPHC) has a DilutionWatch DilutionScore of 28/100, rated MEDIUM dilution risk. This is a component-limited score because one or more material inputs are unavailable or not applicable. OptimumBank Holdings, Inc. has a market capitalization of $105.88M, 12.27M shares outstanding.

This page includes automatically generated factual summaries from DilutionWatch data. It is not financial advice, not investment research, and not a recommendation. Do your own research. Read the full disclaimer and terms of service.

Score Breakdown

📋 Offering Ability
46
💰Cash Runway—
📊 Float Risk
27
⚠️ Warrant Exposure
40
🔄 Convertible Debt
40

Dilution Forecast

☀️
Clear
No significant dilution signals
model est. 0%
No significant dilution signals detected for OPHC.
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Market Data

Market Cap$105.88M
Shares Outstanding12.27M
Float9.48M
Cash$15.94M
Debt$42.65M
Short InterestN/A

Source-Backed Evidence Depth

This public preview uses stored DilutionWatch fields and linked SEC/market records only. Missing values are not estimated.

FieldCurrent ValueBasis
DilutionScore28/100DilutionWatch score record
Shares Outstanding12.27MVerified float table or market cache
Public Float9.48MVerified float table or market cache
Market Cap$105.88MMarket data cache
Cash RunwayNot applicable / unavailableDilutionWatch score inputs
Shelf CapacityNone in current score inputsSEC-derived dilution fields
ATM CapacityNone in current score inputsSEC-derived dilution fields
Outstanding WarrantsNone in current score inputsSEC-derived dilution fields

Recent source-backed SEC insight records available on this page: 3.

Recent SEC source mix: 4 2, 8-K 1.

The page does not infer future share issuance, financing probability, cash needs, management intent, or price impact when source fields are absent.

Institutional Holdings

18.8% institutional ownership
Source: Yahoo Finance · Detailed 13F holder data available for tracked tickers
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Short Interest

Short Interest103.7K
Days to Cover1.2
% of Float1.1%
FINRA data as of Sep 30, 2026

Recent SEC Activity

4 INSIDER TRANSACTION 2026-02-04
4 INSIDER TRANSACTION 2026-01-30
8-K 8K EVENT 2026-01-30
Full SEC filing analysis available with free account →

Recent News

No recent news available for this ticker.

Factual OPHC Dilution Snapshot

OptimumBank Holdings, Inc. (OPHC) has a DilutionScore of 28/100, rated Medium dilution risk. Score date: October 13, 2026.

This automatically generated snapshot is assembled from stored DilutionWatch data fields and may contain data-source errors or omissions. It is not financial advice, not investment research, and not a recommendation. Do your own research and review the full disclaimer and terms of service.

DilutionScore History — Last 90 Days

OPHC's DilutionScore has held steady at 28/100 (Medium risk) for 89 consecutive days across the tracked period.

Period Score Risk Level Duration
Jul 16 – Oct 13, 202628/100MEDIUM89 days

Score recalculated daily from SEC filings and market data. Sign up free for real-time score change alerts.

Share Dilution History

OPHC shares outstanding have decreased 0.0% from 11.53M (Mar 2026) to 11.53M (Mar 2026). Each increase represents potential dilution to existing shareholders.

Date Shares Outstanding Public Float Change
Mar 07, 202611.53M9.48M▲ 0.24%
Mar 05, 202611.53M9.46M▲ 5.48%

Share counts sourced from verified regulatory filings. Increases indicate dilution events.

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Score Coverage Note