24 /100
LOW RISK
Score updated Jul 13, 2026

OPFI — OppFi Inc. Dilution Risk Tracker

Track OPFI dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

🔔 Track OPFI — Get alerts when the score changes →

As of July 13, 2026, OppFi Inc. (OPFI) has a DilutionWatch DilutionScore of 24/100, rated LOW dilution risk. OppFi Inc. has a market capitalization of $1.22B, 87.31M shares outstanding, 148 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
36
💰 Cash Runway
0
📊 Float Risk
20
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for OPFI.
🔔 Track OPFI — Get forecast alerts →

💹 Market Data

Market Cap$1.22B
Shares Outstanding87.31M
Float52.69M
Cash$63.87M
Debt$50.00M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 4.7% shares (2026Q1 vs prior)
148 institutional holders · 24.61M shares
#1 WELLINGTON MANAGEMENT GROUP LLP 2.63M shares
#2 MORGAN STANLEY 2.45M shares
#3 VANGUARD CAPITAL MANAGEMENT LLC 2.37M shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest2.74M
Days to Cover2.5
% of Float5.2%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

xbrl XBRL WARRANT Dec 31, 2025
xbrl XBRL CONVERTIBLE Sep 30, 2021
8-K 8K EVENT Apr 29, 2026
4 INSIDER TRANSACTION Apr 22, 2026
4 INSIDER TRANSACTION Apr 03, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for OPFI Shareholders

OppFi Inc. (OPFI) has a DilutionScore of 24/100, rated Low dilution risk. At this score level, DilutionWatch's real-time EDGAR monitoring shows limited near-term dilution signals. This does not mean zero dilution risk — shelf registrations can be filed and activated quickly — but the current filing profile shows no major outstanding dilution programs. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for OPFI shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for OPFI in real-time, scanning EDGAR every 60 seconds. Recent 8-K filings are present; material events disclosures can sometimes precede or accompany capital raises. The DilutionWatch screener shows real-time score changes for OPFI alongside comparable low-risk stocks. Not financial advice — this analysis is for informational purposes only.

Track OPFI Dilution Risk in Real-Time
Get instant alerts when SEC filings impact dilution risk. Free tier available.
Start Tracking OPFI — Free
Real-time SEC alerts DilutionScore™ tracking No credit card required

🔗 Related Stocks — LOW Risk

Other LOW dilution risk stocks tracked by DilutionWatch with similar profiles:

Browse all 7,800+ tracked stocks →

📖 Dilution Education
→ Complete Dilution Guide for Retail Investors → Anti-Dilution Provisions Explained → Stock Dilution Red Flags to Watch → Understanding Shelf Registrations
🔬 More Research for OPFI
📊 OPFI FDA Catalyst Timeline & Biotech Grade — BiotechSigns 📡 OPFI Signal Convergence & Dark Pool Activity — StonkWhisper

Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.