What is LMFA's dilution risk score?

LMFA currently has a DilutionScore of 61/100, indicating high dilution risk. DilutionWatch monitors LMFA SEC filings in real-time, scanning EDGAR every 60 seconds for shelf registrations, ATM offerings, warrant exercises, PIPE deals, and reverse split signals.

What SEC filings does DilutionWatch track for LMFA?

DilutionWatch tracks 25 SEC filing types for LMFA including S-3 shelf registrations, 424B prospectuses (ATM offerings), S-1 registration statements, 8-K material events, warrant exercise notices, convertible note agreements, and Form 4 insider transactions. Alerts are delivered via email within minutes of a filing appearing on EDGAR.

How does stock dilution affect LMFA shareholders?

Stock dilution occurs when a company issues new shares, reducing the ownership percentage of existing shareholders. For LMFA, common dilution events include at-the-market (ATM) stock offerings, shelf registration drawdowns, warrant exercises, and convertible note conversions. Each event increases the share count and can pressure the stock price lower.

Is DilutionWatch free for LMFA tracking?

DilutionWatch provides a free tier that shows DilutionScores and basic filing history for LMFA. Premium plans ($19.95/month Basic, $39.95/month Premium) unlock real-time email alerts, the full Pulse™ feed, advanced dilution forecasts, and access to all 10,000+ tracked tickers.

LMFA Dilution Risk Score: 61/100 (HIGH)

📊 Score Breakdown

📋 Offering Ability

80

💰 Cash Runway

0

📊 Float Risk

40

⚠️ Warrant Exposure

90

🔄Convertible Debt—

🌦️ Dilution Forecast

⛈️

Warning

High probability of dilution event

48%

📜 Warrant Exercise 60%

• Massive warrant overhang: 65% of shares outstanding

• Warrant risk score very high (90/100)

🔄 Reverse Split 55%

• 50-day avg $0.26 below $1 exchange minimum

📉 Score Deterioration 10%

• Score in HIGH risk zone (61/100)

🔔 Track LMFA — Get forecast alerts →

💹 Market Data

Market Cap$4.56M

Shares Outstanding17.35M

Float13.61M

Cash$32.59M

Debt$6.98M

Short InterestN/A

🏛 Institutional Holdings

QoQ: ↑ 90.2% shares (2026Q1 vs prior)

15 institutional holders · 1.86M shares

#1 ARMISTICE CAPITAL, LLC 1.10M shares

#2 GEODE CAPITAL MANAGEMENT, LLC 254.4K shares

#3 JANE STREET GROUP, LLC 151.8K shares

+ 12 more holders Sign up free to view →

📉 Short Interest

Short Interest1.16M

Days to Cover1.0

% of Float8.5%

FINRA data as of Jun 30, 2026

👤 Insider Buy/Sell Ratio

📁 Recent SEC Activity

xbrl XBRL WARRANT Dec 31, 2025

Full SEC filing analysis available with free account →

📰 Recent News

No recent news

📋 What This Means for LMFA Shareholders

LM Funding America, Inc. (LMFA) has a DilutionScore of 61/100, placing it in the High dilution risk tier. This score reflects at least one active dilution mechanism — a shelf registration, ATM program, outstanding warrants, or limited cash runway — that could materially increase the share count over the next 12–18 months. Score as of July 13, 2026, updated from SEC EDGAR data.

DilutionWatch tracks 11.2M outstanding warrants for LMFA. Warrants become dilutive when exercised — converting to common shares at the strike price. Warrants near or in-the-money deserve particular attention since exercise can add materially to the outstanding share count within a short window.

DilutionWatch tracks over 25 SEC filing types for LMFA in real-time, scanning EDGAR every 60 seconds. The DilutionWatch screener shows real-time score changes for LMFA alongside comparable high-risk stocks. Not financial advice — this analysis is for informational purposes only.

Warrants Explained →