26 /100
MEDIUM RISK
Score updated Jul 14, 2026

EARN — Ellington Credit Company Dilution Risk Tracker

Track EARN dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 14, 2026, Ellington Credit Company (EARN) has a DilutionWatch DilutionScore of 26/100, rated MEDIUM dilution risk. Ellington Credit Company has a market capitalization of $178.08M, 37.56M shares outstanding, 47 institutional holders tracked. Key dilution vectors include approximately 999 months of cash runway.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
52
💰 Cash Runway
0
📊 Float Risk
10
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for EARN.
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💹 Market Data

Market Cap$178.08M
Shares Outstanding37.56M
Float37.05M
Cash$17.38M
Debt$220.27M
Short InterestN/A

🏛 Institutional Holdings

QoQ: ↓ 22.8% shares (2026Q1 vs prior)
47 institutional holders · 3.13M shares
#1 MORGAN STANLEY 676.0K shares
#2 Delphi Financial Group, Inc. 608.7K shares
#3 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 251.7K shares
+ 17 more holders Sign up free to view →

📉 Short Interest

Short Interest929.5K
Days to Cover2.1
% of Float2.5%
FINRA data as of Jun 30, 2026

📁 Recent SEC Activity

8-K 8K EVENT Mar 31, 2026
8-K 8K EVENT Mar 26, 2026
EFFECT EFFECT Mar 24, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for EARN Shareholders

Ellington Credit Company (EARN) has a DilutionScore of 26/100, rated Medium dilution risk. This tier indicates some dilution exposure — often an older shelf registration with remaining capacity, warrants not yet exercised, or a cash position that will require monitoring over the next several quarters. Score as of July 14, 2026.

DilutionWatch's EDGAR monitoring for EARN shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for EARN in real-time, scanning EDGAR every 60 seconds. Recent 8-K filings are present; material events disclosures can sometimes precede or accompany capital raises. The DilutionWatch screener shows real-time score changes for EARN alongside comparable medium-risk stocks. Not financial advice — this analysis is for informational purposes only.

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Part of the Guerilla Finance research network. Cross-reference multiple data sources for better due diligence.