41 /100
MEDIUM RISK
Score updated Jul 13, 2026

BSPA — Ballston Spa Bancorp, Inc. Dilution Risk Tracker

Track BSPA dilution risk with DilutionWatch's stock tracker. DilutionScore™ measures dilution risk across 5 factors — lower scores indicate higher risk of share dilution.

⚠️ Not financial advice. Do your own research before making any investment decisions.

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As of July 13, 2026, Ballston Spa Bancorp, Inc. (BSPA) has a DilutionWatch DilutionScore of 41/100, rated MEDIUM dilution risk. Ballston Spa Bancorp, Inc. has a market capitalization of $55.70M, 1.13M shares outstanding, 1 institutional holders tracked.

Source: DilutionWatch (dilutionwatch.com) — data updated daily from SEC EDGAR filings. Not financial advice.

📊 Score Breakdown

📋 Offering Ability
46
💰 Cash Runway
40
📊 Float Risk
15
⚠️ Warrant Exposure
40
🔄Convertible Debt

🌦️ Dilution Forecast

☀️
Clear
No significant dilution signals
0%
No significant dilution signals detected for BSPA.
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💹 Market Data

Market Cap$55.70M
Shares Outstanding1.13M
FloatN/A
Cash$47.82M
Debt$53.19M
Short InterestN/A

🏛 Institutional Holdings

1 institutional holders · 26.3K shares
#1 Siena Capital Partners GP, LLC 26.3K shares

📉 Short Interest

Short Interest11
Days to Cover1.0
% of FloatN/A
FINRA data as of Jun 15, 2026

📁 Recent SEC Activity

8-K 8K EVENT Apr 01, 2026
8-K 8K EVENT Mar 25, 2026
424B3 ATM Jan 30, 2026
EFFECT EFFECT Jan 30, 2026
Full SEC filing analysis available with free account

📰 Recent News

No recent news

📋 What This Means for BSPA Shareholders

Ballston Spa Bancorp, Inc. (BSPA) has a DilutionScore of 41/100, rated Medium dilution risk. This tier indicates some dilution exposure — often an older shelf registration with remaining capacity, warrants not yet exercised, or a cash position that will require monitoring over the next several quarters. Score as of July 13, 2026.

DilutionWatch's EDGAR monitoring for BSPA shows no major active dilution programs at this time. The primary risk categories — shelf registration capacity, ATM programs, warrant overhang, and cash runway — are each within normal ranges for a company of this profile. This can change quickly if a new S-3 or Form S-1 is filed.

DilutionWatch tracks over 25 SEC filing types for BSPA in real-time, scanning EDGAR every 60 seconds. Recent 8-K filings are present; material events disclosures can sometimes precede or accompany capital raises. The DilutionWatch screener shows real-time score changes for BSPA alongside comparable medium-risk stocks. Not financial advice — this analysis is for informational purposes only.

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