Upstart Holdings, Inc. (UPST) — Dilution Risk Analysis

Current Snapshot

Upstart Holdings, Inc. (UPST) has a DilutionWatch score of 23/10 and is classified as LOW risk. The score date in the source data is 2026-10-03T03:45:52.527348.

This page is assembled from sourced share-structure, market-data, SEC-filing, and DilutionWatch fields. Missing values are left blank rather than estimated.

Share Structure

Shares Outstanding
97,313,046 Source
Public Float
82,203,795 Source
Float as % of Outstanding
84.5%

Dilution Risk Score

Score: 23/10 Source (as of 2026-10-03T03:45:52.527348)

Recent SEC Filings

Recent filing forms in the source payload: 4 9, SC 13G/A 1.

FormFiledAccession
4 2026-09-10 0001832812-26-000010
4 2026-09-10 0001832808-26-000020
4 2026-08-27 0001833851-26-000020
4 2026-08-21 0001833851-26-000018
4 2026-08-21 0001558259-26-000020
4 2026-08-21 0001832808-26-000018
4 2026-08-19 0002124464-26-000010
4 2026-08-19 0001558259-26-000017
4 2026-08-19 0001832808-26-000015
SC 13G/A 2026-07-13 0001172661-26-002604

Dilution Risk Drivers

DriverStored ValueSource
Cash runway 32 months Source
Three-year share count growth 14.41% Source

DilutionWatch Analysis

Risk Level
LOW (Score: 23/10) Source
Cash Runway
32 months Source
Share Count Growth (3-Year)
14.41% Source

What This Page Does Not Estimate

DilutionWatch does not infer missing cash runway, authorized share count, ATM capacity, shelf capacity, or share-growth values on this page. A blank field means the current source payload did not provide a usable value with provenance.

Scores and classifications are shown only when supplied by the DilutionWatch data layer. SEC filing rows link to their source accession when a filing URL is available.